your whole money picture
Money OS reads your budget.xlsx right on this device — nothing uploads, nothing leaves your browser.
or
First time here? Open budget.xlsx from your download in Excel, Google Sheets, or Numbers, add your numbers, save, and drop it above.
Change any monthly budget here — it lives in the dashboard and writes back into your workbook when you download it. Your entries in Excel stay exactly as you typed them.
your income changes
spending in that category changes
the share of income you aim to keep — written into your workbook when you download it